No more challenges—just instant capital! Explore the best instant funding for prop firms and trade immediately.
Skip the Challenges. Start Trading Now.
Forget the months-long grind of passing challenges. No more waiting to be eligible for payouts. Just instant access to a funded account—ready to trade from day one.
That’s what instant funding prop firms offer.
But here’s the thing—not all of them are worth your time. Some have sky-high fees. Others have tricky rules that make it hard to keep your profits.
So, which ones actually deliver? Let’s break it down.
What Is an Instant Funding Prop Firm?
Most prop firms have one rule: prove yourself first. Pass their challenge, show that you can trade, and then—maybe—you’ll get funded.
Instant funding skips all of that.
You pay a fee. They give you capital. You start trading immediately.
No verification process. No challenge. Just straight-up access to a funded account.
Of course, there’s a trade-off. Instant funding accounts usually come with higher fees and stricter risk management rules. But if you know what you’re doing, it’s one of the fastest ways to trade with serious capital.
Now, let’s talk about the firms that actually make it worth your time.
The 10 Best Instant Funding Prop Firms
1. FXIFY – Best Overall for Instant Funding
FXIFY is one of the biggest names in instant funding, and for good reason. Low spreads, high profit splits, and support for multiple trading platforms make it a solid choice.
Why traders like it:
✔ Instant funding starts from $1,000
✔ Profit split up to 90%
✔ Supports MT4, MT5, DXTrade, and TradingView
✔ Spreads as low as 0 pips
✔ News trading is allowed
What to watch out for:
✘ Uses a trailing drawdown, which can be tricky
✘ Max instant funding account size is $50,000
If you want a good balance of low fees and fast access, FXIFY is a strong choice.
2. Funded Trading Plus – Best for Large Instant Funding Accounts
Looking for a six-figure account instantly? Funded Trading Plus is one of the few firms that offer an instant $100K account.
What makes it stand out:
✔ No evaluation required
✔ Profit splits up to 90%
✔ Payouts every 3, 5, or 7 days
✔ Supports MT4, MT5, cTrader, DXTrade, and Match-Trader
Potential downsides:
✘ Higher fees for instant funding accounts
✘ A $25 fee for cTrader access
If you want to scale up quickly, this is worth a look.
3. City Traders Imperium – Best for Forex Traders
If you’re a forex trader, City Traders Imperium is built for you.
Key benefits:
✔ Profit splits up to 100%
✔ Includes educational resources
✔ Strong trader community
Things to keep in mind:
✘ Fees are higher than some competitors
✘ Limited platform choices (only MT5 and Match-Trader)
It’s not the cheapest option, but if you want to trade forex with a funded account, it’s a solid pick.
4. The 5%ers – Best for Scaling Your Account
Want to grow your account over time? The 5%ers make it easy.
What traders like:
✔ Profit splits up to 100%
✔ Scaling options up to $4 million
✔ Both instant funding and challenge-based funding available
Possible drawbacks:
✘ Only supports MT5
✘ Commission fees are higher than competitors
If you’re thinking long-term, this firm has a lot to offer.
5. DNA Funded – Best for Fast Challenges
Alright, this one isn’t exactly instant funding. But DNA Funded’s 7-day challenge is about as close as it gets.
Why traders choose it:
✔ 7-day challenge with instant funding afterward
✔ Spreads from 0.0 pips
✔ Over 800 trading instruments available
Things to consider:
✘ Not truly instant funding
✘ No crypto trading
If you don’t mind a short challenge, this is a fast way to get funded.
6. Blueberry Funded – Best for Budget Traders
Need a more affordable way to get funded? Blueberry Funded keeps costs low.
What makes it great:
✔ 7-day rapid challenge
✔ Low challenge fees, starting at $40
✔ Profit share up to 90%
Things to be aware of:
✘ Not a true instant funding firm
✘ Strict rules on high-impact news trading
For traders on a budget, this is a great option.
7. FundedNext – Best for Quick Payouts
Want your payouts fast? FundedNext makes sure you don’t wait long.
Why traders like it:
✔ Profit splits up to 95%
✔ Get capital access in just 2 days
✔ Payouts every two weeks
Things to watch for:
✘ Not a true instant funding option
✘ Higher commission fees than some competitors
If frequent payouts matter to you, this is worth checking out.
8. ThinkCapital – Best Broker-Backed Instant Funding
Most prop firms rely on third-party brokers. ThinkCapital is a broker.
What makes it unique:
✔ Broker-backed for fast execution
✔ 7-day Nexus Challenge for quick funding
✔ Supports MT5, ThinkTrader, and TradingView
Possible cons:
✘ Payouts are only available in cryptocurrency
✘ Smaller community than other firms
Great for traders who want fast execution speeds and a direct broker connection.
9. The Funded Trader – Best for Community Support
Want to trade with a supportive community? This is one of the best options.
What traders love:
✔ Instant funding available
✔ Large, engaged trader community
✔ Supports multiple trading platforms
Things to be aware of:
✘ Some accounts have high drawdown limits
✘ Customer support can be slow at times
If being part of a community is important to you, this is a solid choice.
10. Funded Pips – High-Risk Instant Funding Option
Looking for big payouts? Funded Pips offers some of the highest profit splits, but there’s a catch.
What stands out:
✔ Profit splits up to 95%
✔ Multiple evaluation models available
Potential concerns:
✘ Some traders report hidden fees
✘ Complaints about manipulated trading conditions
If you’re comfortable with risk, this could be worth considering.
How to Pick the Best Instant Funding Prop Firm
Not sure which firm is right for you? Here’s what to look for:
Profit Split – Aim for at least 80-90%.
Trading Platforms – Check if they support MT4, MT5, cTrader, or TradingView.
Fees – Compare costs and look out for hidden charges.
Payout Frequency – Some firms pay weekly, others take longer.
Drawdown Rules – Make sure their risk limits match your trading style.
Final Thoughts
Instant funding is a game-changer. No challenges. No waiting. Just capital, ready to trade.
But not all firms are created equal. Some offer better payouts, others have lower fees, and a few specialize in specific markets.
Pick wisely. Trade smart. And make the most of the opportunity.
