Fintokei

At A Glance:
Capital Access:	Starting from €1,000 with the ability to scale up to €4,000,000 based on program performance and consistency.
Profit Sharing:	Earn up to 100% in StartTrader, 90% in SwiftTrader, and up to 95% in ProTrader through performance-based scaling.
Trading Instruments:	Trade Forex pairs, CFD metals, CFD indices, and energies. Cryptos and stocks are not available.
Fees:	One-time evaluation fees range from €44 to €2,699 depending on the selected program and account size.
Program Flexibility:	Choose from StartTrader (phased, for beginners), SwiftTrader (fast-track, instant payouts), or ProTrader (advanced, no time limits).
Reputation:	Backed by Purple Holding, Purple Technology, and Purple Trading, Fintokei benefits from strong financial support and advanced trading tools.

Fintokei Video Review:

Fintokei is a prop trading firm committed to merging cutting-edge technology with a trader-focused approach. The firm’s mission goes beyond providing capital; it aims to build a strong trading community supported by education and advanced resources. Led by David Varga, who brings extensive experience in finance and technology, Fintokei prioritizes relationships and trader growth.

Founded in 2011, Fintokei has grown significantly, marked by key milestones in 2013, 2016, and 2020. By 2023, the firm solidified its industry presence, reflecting its adaptability and long-term vision. Backed by Purple Holding, Purple Technology, and Purple Trading Seychelles, Fintokei benefits from strong financial support and advanced trading tools.

The prop firm boasts impressive statistics, including over 28,000 users, 7 global offices, $2 million in equity investments, and 1 million trades executed daily. These figures underscore Fintokei’s robust operation and capacity to support a large trading community.

Fintokei Programs Overview

Fintokei has created three main programs for traders with different skill levels. Whether you’re a beginner, intermediate, or experienced trader, there’s a program designed just for you. Each program has its own rules, profit targets, drawdown limits, and rewards.

1. StartTrader (Beginner Program)

The StartTrader program is made for new traders who want to build their skills slowly and safely. It uses a three-phase evaluation system where traders reach goals step by step.

Key Features:

• Phases and Profit Targets:
  
  • Phase 1: 2%
    
  • Phase 2: 3%
    
  • Phase 3: 6%
    
  • Total to pass: 11%
    
    
• Time Limit: Up to 180 days with at least 3 profitable trading days per phase.
  
• Consistency Rule: You cannot make more than 40% of your target in a single day, promoting steady growth.
  
• Drawdown Rules:
  
  • Maximum Daily Loss: -3%
    
  • Maximum Overall Loss: -6%
    

Profit Sharing:

• Traders can earn from 50% up to 100% of their profits, depending on how consistently they follow the rules.
  

Scaling Potential:

• Start with as little as €5,000 and scale up to €1,000,000 through performance-based growth.
  

Fees & Plans:

• €5,000 account – €44
  
• €20,000 account – €119
  
• €50,000 account – €244
  
• €100,000 account – €419
  

Each plan includes educational videos and market news, helping new traders learn while they earn.

2. SwiftTrader (Intermediate Program)

SwiftTrader is perfect for traders who want to start earning immediately. There are no daily drawdown rules and no time limits, making it a flexible option.

Key Features:

• Evaluation: One phase only – Reach a 10% profit target.
  
• Time Limit: None. Trade at your own pace.
  
• Drawdown Rules:
  
  • No Daily Drawdown Limit
    
  • Maximum Overall Loss: -10%
    

Profit Sharing:

• Earn up to 90% of your profits, depending on your consistency and scaling progress.
  

Scaling Potential:

• Start with as little as €1,000 and scale up to €500,000.
  

Fees & Plans:

• €1,000 account – €79
  
• €2,000 account – €119
  
• €5,000 account – €259 (Most popular)
  
• €10,000 account – €519
  
• €50,000 account – €2,699
  

Each plan includes an online video course and a certificate for traders who complete the program successfully.

3. ProTrader (Advanced Program)

The ProTrader program is designed for experienced traders who are ready for a serious challenge with big rewards. It includes a two-phase evaluation and offers the highest capital scaling.

Key Features:

• Phases and Profit Targets:
  
  • Phase 1: 8%
    
  • Phase 2: 6%
    
    
• Time Limit: No deadline. Each phase must be at least 3 profitable days.
  
  
• Drawdown Rules:
  
  • Daily Loss Limit: -5%
    
  • Overall Loss Limit: -10%
    

Profit Sharing:

• Starts at 80%, and can go up to 95% with consistent performance and account scaling.
  

Scaling Potential:

• Start with up to €400,000, and scale all the way to €4,000,000.
  

Fees & Plans:

• €10,000 account – €99
  
• €20,000 account – €159
  
• €50,000 account – €319
  
• €100,000 account – €529
  
• €200,000 account – €1,149
  
• €400,000 account – €2,399
  

Each ProTrader plan comes with online training and a success certificate for verified traders.

Evaluation Rules by Program

Every program at Fintokei has specific evaluation rules that traders must follow to pass and unlock a funded account. These rules help maintain fairness, build good trading habits, and ensure traders can manage risk properly. Here’s a breakdown of the evaluation structure for each program.

StartTrader Evaluation Rules

Evaluation Structure:

• 3 Phases
  
  • Phase 1: Reach 2% profit
    
  • Phase 2: Reach 3% profit
    
  • Phase 3: Reach 6% profit
    
• Total Target: 11% across all phases
  

Time Limits:

• Minimum: 3 profitable days per phase
  
• Maximum: 180 calendar days
  

Risk Rules:

• Maximum Daily Drawdown: -3%
  
• Maximum Overall Drawdown: -6%
  
• Consistency Rule: Only 40% of your phase’s target can be achieved in a single day
  

Profit Share & Payouts:

• Performance-based profit sharing: 50% to 100%
  
• Bi-weekly payouts available after passing evaluation
  

SwiftTrader Evaluation Rules

Evaluation Structure:

• 1 Phase Only
  
  • Reach a 10% profit target
    

Time Limits:

• No time limits — trade at your own pace
  

Risk Rules:

• No Daily Drawdown Rule
  
• Overall Drawdown Limit: -10% (trailing)
  

Profit Share & Payouts:

• Up to 90% of profits
  
• Traders can start earning from day one
  
• Bi-weekly payouts after the first 10% target is hit
  

ProTrader Evaluation Rules

Evaluation Structure:

• 2 Phases
  
  • Phase 1: 8% profit target
    
  • Phase 2: 6% profit target
    

Time Limits:

• Minimum: 3 profitable days per phase
  
• Maximum: No upper time limit — trade stress-free
  

Risk Rules:

• Maximum Daily Drawdown: -5%
  
• Maximum Overall Drawdown: -10%
  

Profit Share & Payouts:

• Start at 80%, scaling up to 95%
• Bi-weekly payouts
  
• Evaluation fee is refunded upon successful completion
  

Important Notes for All Programs

• Trades are simulated (demo environment) using real market data
  
• Consistency is key — risky, aggressive trading can trigger review or disqualification
  
• Re-entry is allowed: You can repurchase evaluations if you fail, and in some ProTrader cases, you can retry for free if rules weren’t broken

How Fintokei Works

Fintokei has made it simple for traders to join, trade, and earn. Whether you’re testing your skills or aiming to trade serious capital, the process is clear and fast. Here’s a step-by-step look at how Fintokei works for all users:

Step 1: Choose a Program

Select one of the three main programs based on your experience and trading goals:

• StartTrader for beginners
  
• SwiftTrader for intermediate traders who want to earn fast
  
• ProTrader for advanced traders seeking big capital
  

Each program comes with specific evaluation rules, capital levels, and scaling opportunities. You can select your starting capital and pay a one-time fee to begin.

Step 2: Trade in a Simulated Environment

All trading is done in a demo environment using real-time market data. You’ll receive virtual capital and will be evaluated based on how you trade.

Platforms supported:

• Desktop and Web Terminals
  
• Mobile Apps
  
• Integrated with Purple Trading Seychelles, a regulated global brokerage
  

Note: You cannot use your own broker or real funds. The system simulates live conditions using market data from regulated liquidity providers.

Step 3: Earn Real Payouts

Once you meet the profit targets and follow the rules:

• You will start receiving bi-weekly payouts
  
• Payouts can be up to 95% of your profits, depending on your program and performance
  
• Payouts are processed fast — average payout time is just 3 hours
  

Even during some evaluations (e.g., SwiftTrader), you can start earning before you finish the program.

Step 4: Withdraw Profits

Every 14 days, you can request a withdrawal. Fintokei processes payout requests within 1 business day. Payouts are made via supported payment methods linked to your account.

Step 5: Repeat and Scale Up

Once you complete an evaluation or reach consistent profit milestones, you can scale your account to the next level. Here’s what that looks like:

• ProTrader traders can grow their accounts up to €4,000,000
  
• SwiftTrader users can scale up to €500,000
  
• StartTrader accounts can reach up to €1,000,000
  

Traders with top performance may also be invited to manage real investor portfolios through Fintokei’s partner companies.

Trading Instruments and Platform Navigation

Fintokei ensures that traders have access to a wide range of popular and high-volume trading instruments. Combined with user-friendly trading platforms, the system is designed to provide a realistic and efficient trading experience in a simulated environment.

Available Trading Instruments

Traders on Fintokei can access the following asset classes:

• Forex (FX) Pairs
  Trade major, minor, and exotic currency pairs with real-time pricing.
  
• CFD Metals
  Includes gold (XAU/USD) and silver (XAG/USD), which are widely used in risk-hedging strategies.
  
• CFD Energies
  Includes instruments like crude oil, offering opportunities to trade global energy trends.
  
• CFD Indices
  Major indices such as the S&P 500, NASDAQ, and DAX are available for market-wide strategies.
  

Note: At the moment, cryptocurrencies and stocks are not available.

Trading Platforms

Fintokei integrates with Purple Trading Seychelles, a regulated global broker. All trading takes place in a simulated demo environment, but under real-market conditions powered by live data from liquidity providers.

Supported platforms include:

• Web terminal: Accessible via browser
  
• Mobile app: For trading on the go
  
• Desktop terminal: For full-featured trading
  

Platform Navigation Tips

To see all available trading instruments:

1. Open the trading platform and go to “Market Watch”
   
2. Right-click and select “Show All”
   
3. You can also click on “Symbols” to browse by asset category
   

Instrument Naming Note: Depending on your account type or purchase date, trading symbols might have suffixes like _raw or p (e.g., EURUSD_raw or EURUSDp).

Other Platform Features

• Trading Hours: You can trade anytime the markets are open, including during major news events and weekends.
  
• Holding Trades Over Weekends: Allowed in all programs.
  
• Expert Advisors (EAs): Allowed, but with restrictions:
  
  • Prohibited EAs: Martingale, tick scalping, latency arbitrage, copying trades from other signals, or using third-party services to pass evaluations.
    

Anti-Gambling & Consistency Policies

Fintokei isn’t just looking for lucky traders—they’re looking for disciplined, consistent performers. To support this, the company has a clear anti-gambling policy and special rules to encourage responsible trading. This helps protect both the firm and the trader, ensuring long-term success.

What Is the Anti-Gambling Policy?

Fintokei actively discourages risky, luck-based trading behavior. They want traders to use clear strategies, sound risk management, and disciplined planning. If a trader is found to be using gambling-like behavior, their account may be reviewed or restricted.

Prohibited Practices Include:

• Overleveraging without a system: Using too much risk without a proper plan
  
• One-sided bets: Making big trades based on gut feeling instead of analysis
  
• Account rolling: Creating multiple accounts hoping one gets lucky
  
• All-in trades: Hitting your profit target in one giant trade, instead of trading consistently
  

Consistency Rules

If Fintokei detects behavior that looks like gambling, they may apply special rules to enforce discipline. These can include:

• Requiring stop-losses
  
• Capping daily profits or losses
  
• Reducing leverage
  
• Limiting max lot sizes
  
• Restricting trading during news events
  

These rules are meant to help traders build better habits and succeed over time, not to punish them.

Why It Matters

Fintokei’s goal is to prepare traders for managing real money from investors. That’s why they focus on:

• Systematic performance
• Stable growth
• Verified trading track records
  

This is especially important for those who may later be connected to regulated portfolio management companies through Fintokei’s partner network.

Transparency and Fairness

All Fintokei rules are published clearly, with no hidden conditions or surprise penalties. This transparent environment allows traders to focus fully on their performance and progress.

Payouts System

Fintokei is known for paying traders quickly and consistently. One of the biggest benefits of trading with this platform is the bi-weekly payout system, which helps traders maintain cash flow and motivation. In this section, we cover how payouts work, real examples from traders, and what users say about their experience.

Payout Frequency and Process

• Payouts are processed every 14 days.
  
• Traders must meet profit targets and follow drawdown rules.
  
• Payout requests are handled within 1 business day.
  
• On average, payouts are completed in just 3 hours.
  

After a successful evaluation, some programs (like ProTrader) even refund your challenge fee as a bonus.

Average and Maximum Payouts

Fintokei has made thousands of payouts to traders across the world. Here are some key numbers:

• Average Payout: $3,881
  
• Highest Single Payout: $129,032
  

These numbers show that skilled and consistent traders have a real chance to earn big on the platform.

Leadership Insight

David Varga, CEO of Fintokei, states:

“We help traders from all over the world make the most of their trading potential. Quickly. Excitingly. Safely.”

This mission is backed by Fintokei’s user-first policies and consistent improvements to the platform.

Fintokei’s Educational Ecosystem

Fintokei is not just about giving traders access to capital—it’s also committed to helping traders grow. Education is a major part of every program, especially for beginners. Whether you’re new to trading or refining your strategy, Fintokei offers valuable learning tools to support your journey.

Built-In Learning for Every Program

All Fintokei programs include free educational resources, bundled with the one-time fee. You don’t need to pay extra for learning.

Depending on the program, traders get:

• Educational Videos
• Market News Updates
• Online Trading Courses
• Certificates for Completion
  

These resources help traders understand the market, improve their skills, and prepare for trading with larger capital.

Focus on Consistency and Discipline

Fintokei emphasizes that success in trading isn’t about luck, but rather about being consistent and disciplined. That’s why some programs like StartTrader include rules like the 40% daily profit cap, encouraging traders to stick to their plans.

The platform also monitors trading patterns to reward consistent behavior with higher profit splits. This teaches traders how to build a sustainable, long-term strategy instead of chasing quick wins.

Learning While You Earn

Even during the evaluation stages, traders can:

• Watch real-time market analysis
  
• Practice risk management techniques
  
• Use the demo platform to simulate professional-level trading
  

These features help traders turn evaluations into a real learning experience.

Who Can Benefit?

Fintokei’s educational tools are ideal for:

• Beginners who need a structured learning path
  
• Intermediate traders looking to polish their strategy
  
• Advanced users seeking fine-tuning and portfolio management readiness
  

Because the platform adapts to all experience levels, it acts as a launchpad for serious trading careers.

Reputation and Community Trust

Fintokei has built a solid reputation in the prop trading industry by offering transparent rules, fast payouts, and strong customer support. Backed by the Purple Group and trusted by thousands of traders globally, Fintokei is known for being reliable, supportive, and fair.

Trustpilot Ratings and Reviews

Fintokei has earned an Excellent rating on Trustpilot:

• TrustScore: 4.5 out of 5
  
• Total Reviews: 449+
  

These reviews come from traders all over the world who share their experiences about payout speed, customer service, and the quality of the trading environment.

What Traders Are Saying

Here are just a few recent reviews:

• Morten Madsen (Denmark):
  “Payout approved in just 2 hours! The challenge fee refund was already visible on my card. Rules are clear, spreads are good, and customer service is excellent.”
  
  
• Jakub (Czech Republic):
  “One of the best prop firms I’ve used. Fast payouts—over $5,000 in two hours. Conditions are great, especially for FX trading.”
  
  
• Andrea Tringale (Italy):
  “Been trading with Fintokei for months. No complaints so far—great platform, great team.”

These testimonials show that Fintokei delivers on its promises, especially around fast payouts, platform quality, and trader support.

Strong Backing by Purple Group

Fintokei isn’t just a random startup—it’s part of the Purple Holding ecosystem, which includes:

• Regulated brokerages like Purple Trading Seychelles
  
• Fintech infrastructure providers like Purple Technology
  
• Venture Capital Funds managing over $40 million in assets
  

This backing gives Fintokei strong financial stability and the tech support to serve a global trading community.

Fast and Professional Support

Fintokei’s support team is known for being:

• Quick: Most emails answered within 24 hours
  
• Helpful: They guide traders through evaluations and platform setup
  
• Accessible: Support is available via email and social media (YouTube, Instagram, Facebook, and X)
  

Frequently Asked Questions (FAQ)

To help new and interested traders understand what Fintokei offers, here are clear answers to the most common questions about how the platform works, who can join, and what to expect.

What is Fintokei?

Fintokei is a modern prop trading platform that focuses on education and trader evaluation. It offers demo trading challenges where successful traders can earn real payouts and eventually manage large funded accounts. It’s a launchpad for traders who want to turn their skills into long-term careers—powered by the Purple Group.

Who Can Join Fintokei?

• Anyone over 18 years old
  
• No special background, degree, or experience required
  
• Not allowed: People with criminal financial records or those on sanctions lists
  

Restricted Countries:

• Permanently restricted: USA, India, Russia, Belarus, North Korea, Iran, Syria, Yemen, Sudan, Cuba, Venezuela, and a few others
  
• Temporarily restricted: Vietnam, Pakistan, Bangladesh, China
  

Note: Joining from restricted countries may result in blocked payouts due to identity verification rules.

Is Fintokei a Prop Firm?

Yes, but not in the traditional sense. Fintokei doesn’t use its own trading desk to make market profits. Instead, it:

• Educates and evaluates traders
  
• Rewards those who trade responsibly and consistently
  
• Connects top traders to portfolio management firms
  

It’s a modern prop firm focused on scalability and long-term trader development.

Is Fintokei Regulated?

No, Fintokei itself is not regulated. However:

• It doesn’t handle client funds
  
• It doesn’t offer investment services
  
• It uses regulated brokers (like Purple Trading Seychelles) for trading environments
  

All trading is done in a simulated demo account, not in real financial markets.

Are My Trades Executed on the Real Market?

No. Trades are executed in a virtual environment with live-like conditions using data from real liquidity providers. This ensures fair pricing and realistic trading experiences without real money risk.

How Do I Start?

1. Register for a free trial account (you can create up to 3)
   
2. Explore the platform and learn how it works
   
3. Choose and purchase an evaluation account when ready (StartTrader, SwiftTrader, or ProTrader)
   

What Happens If I Fail the Evaluation?

• You can retry anytime by purchasing the evaluation again
  
• If you didn’t break any rules (especially in ProTrader), you might be able to retry for free
  

What Instruments Can I Trade?

You can trade:

• FX pairs
  
• CFD metals (like gold and silver)
  
• CFD energies (like crude oil)
  
• CFD indices (like NASDAQ, S&P 500)
  

Not available: Cryptocurrencies and stock trading

What If I Make a Loss?

There is no financial risk—all trading happens in a demo environment. However, you must follow the drawdown rules for each program to keep your account active.

Final Thoughts: Is Fintokei Right for You?

Fintokei offers a flexible, transparent, and modern way for traders to prove their skills and earn real money—without risking their own capital. Whether you’re a beginner looking to learn the ropes or an experienced trader aiming to scale up to millions in virtual capital, Fintokei has a path tailored for your growth.

What We Think About Fintokei

Overall Assessment:

Fintokei presents itself as a modern, forward-thinking platform that blends education, evaluation, and trading in a way that supports both beginner and experienced traders. Unlike traditional prop firms, Fintokei does not run its own trading desk but instead focuses on identifying and nurturing trading talent through a structured evaluation process. This approach allows traders to develop their skills in a risk-free, simulated environment while aiming for significant rewards and growth opportunities. The platform is particularly appealing due to its flexibility and support systems. With no strict time limits or daily drawdown rules, Fintokei allows traders to focus on long-term performance rather than short-term pressures. The bi-weekly payout system is another strong point, offering traders regular income as they progress through the evaluation stages. Fintokei is also backed by Purple, a well-known entity that adds credibility and stability to its operations. This backing ensures that Fintokei has the resources and support necessary to maintain its high standards and continue to innovate in the prop trading space.

Strengths and Weaknesses:

• Strengths:
  • High profit splits (up to 100%)
  • Fast bi-weekly payouts (average: 3 hours)
  • Educational resources included in every program 
  • Flexible trading conditions: No time limits in SwiftTrader and ProTrader
  • Serious scaling potential: Up to €4,000,000
  • Transparent rules, no hidden surprises
  • Strong financial backing from the Purple Group
• Weaknesses:

  • Strict drawdown rules, especially for StartTrader and ProTrader

  • No support for traders in certain restricted countries

  • Crypto and stock instruments are not available

  • All trading is demo-based—no live trading on real markets

Comparison to Other Prop Firms:

When comparing Fintokei to other prop firms, consider differences in profit splits, drawdown rules, and scaling potential. Prop firms with similar structures may offer different benefits or challenges, so it’s important to assess individual needs and preferences.

Recommendations for Traders:

Fintokei is ideal for traders seeking a flexible, transparent prop trading experience with substantial growth opportunities. It is particularly well-suited for those who are disciplined, committed to long-term success, and ready to take advantage of high-profit splits and extensive educational support.

Who Should Consider Fintokei?

Fintokei is ideal for:

• Beginner traders who want to start slow and learn with support
  
• Intermediate traders looking for fast-track earning opportunities
  
• Advanced traders ready to tackle serious capital and real evaluations
  
• Anyone who values clear rules, flexible timelines, and fast payouts
  

Contacting Fintokei Support

Fintokei offers multiple channels for connecting with their Client Services team:

• Email Support: Contact the support team via email at support@fintokei.com. Responses are typically provided within 24 hours.
• FAQ: For quick answers, visit the FAQ page.
• Social Media:
  • YouTube
  • Instagram
  • Facebook
  • X (formerly Twitter)

Fintokei provides multiple platforms for support, ensuring that assistance is always accessible.