At A Glance:
Capital Access:	Funding options from $5,000 to $300,000 with the potential to scale to $1.5m
Profit Sharing:	Traders can earn a profit share of up to 95%, allowing them to retain the majority of their earnings.
Trading Instruments:	Forex, precious metals, energies, indices and cryptos.
Fees:	Challenge costs range from $50 to $1,750
Program Flexibility:	Pip Farm uses cTrader, known for its advanced trading tools and user-friendly interface. Offers leverage up to 1:50, balancing trader flexibility with managed risk.
Reputation:	Pip Farm has earned a strong reputation, with a Trustpilot rating of 4.6 out of 5 for its transparency, supportive environment, and reliable customer service.

 

PipFarm Review: Power-Up Your Trading with Lifetime Rewards

PipFarm is quickly becoming one of the most trusted names in the world of proprietary trading. In 2025, they’ve stepped up their game even more by giving traders better tools, more freedom, and bigger rewards.

Whether you’re new to trading or already experienced, PipFarm makes it easier than ever to get funded. You can now qualify for up to $300,000 in initial trading capital and grow that amount to as much as $1.5 million through their scaling program.

What really makes PipFarm different? Their 95% maximum profit share. That means you keep nearly all the profits you earn. Plus, you can choose how you want to trade. With three flexible challenge types—Classic Mode, Endurance Mode, and Consistency Mode—there’s something for every trader’s style.

 

Choose Your Trading Mode: Find the Right Fit

PipFarm understands that every trader is different. That’s why they offer three unique trading modes, each designed to match different strategies and preferences. Whether you like freedom, focus, or balance, there’s a challenge for you.

Trading Modes in Detail: How Each Challenge Works

PipFarm offers three unique challenge modes—Classic, Endurance, and Consistency. Each comes with its own rules for how to pass the challenge and qualify for payouts. Here’s a deeper look at how each mode operates:

Classic Mode – Simple and Flexible

Classic Mode is perfect for traders who want a straightforward path. The only requirement, besides the profit target, is completing a minimum number of Trading Days.

Key Rules:

• Profit Target: 12% (1-stage), 9% and 6% (2-stage)
  
• Drawdown: 6% static or 9% trailing
  
• Daily Loss Limit: 3%
  
• Minimum Trading Days to Pass or Get Paid:
  
  
  • $5K/$10K/$20K: 2 days
    
  • $50K/$100K: 3 days
    
  • $200K: 4 days
    
  • $300K: 5 days
    
    
• Scaling: After 4 payouts or once 12% is achieved
  
• Challenge Time Limit: 365 days (each stage)
  
• Inactivity Period: 28 days
  
• Payout Minimum: 3% of initial balance
  

A Trading Day counts when you close at least one trade before 22:00 GMT (21:00 GMT DST). You don’t need to trade daily, but you must meet the minimum number of days.

Endurance Mode – Built for Long-Term Traders

Endurance Mode focuses on sustainable, low-risk performance. Instead of a fixed number of Trading Days, it uses Profitable Days as a benchmark—days where your balance grows by at least 0.5% of the starting balance.

Key Rules:

• Profit Target: 12% (1-stage), 9% and 6% (2-stage)
  
• Drawdown: 6% static or 9% trailing
  
• Daily Loss Limit: 3%
  
• Profitable Days to Pass or Get Paid:
  
  • $5K/$10K/$20K: 2 days
    
  • $50K/$100K: 3 days
    
  • $200K: 4 days
    
  • $300K: 5 days
    
    
• Smart Scaling: Kicks in at 12% cumulative profit
  
• Challenge Time Limit: 365 days (each stage)
  
• Inactivity Period: 28 days
  
• Payout Minimum: 1% of initial balance
  

Profitable Days do not need to be consecutive. Your account does not need to be in overall profit—each day is judged separately based on a 0.5% increase from the opening to closing balance.

Consistency Mode – Focused and Disciplined

Consistency Mode is designed for traders who can maintain balanced performance. The main rule here is the Consistency Score, which ensures that profits are spread out over time—not all earned in one lucky day.

Key Rules:

• Profit Target: 12% (1-stage), 9% and 6% (2-stage)
  
• Drawdown: 6% static or 9% trailing
  
• Daily Loss Limit: 3%
  
• Consistency Score Required:
  
  • $5K–$50K: 50% or lower
    
  • $100K: 40% or lower
    
  • $200K: 30% or lower
    
  • $300K: 20% or lower
    
• Smart Scaling: Available after reaching 12% profit and meeting score limits
  
• Challenge Time Limit: 365 days (each stage)
  
• Inactivity Period: 28 days
  
• Payout Minimum: 1% of initial balance
  

Consistency Score = (Best trading day profit ÷ Total profit) × 100
Lower is better. For example, if your best day earned $900 out of a total $3,000 profit, your score is 30%.

You must meet this score and hit the profit target to pass a stage or receive a payout.

Challenge Details: What You Need to Know

PipFarm gives traders the flexibility to choose how they want to take on the challenge. You can pick your account size, your trading mode, and whether you want a 1-stage or 2-stage evaluation.

Profit Target

• One-Stage Challenge: 12% profit to pass
  
• Two-Stage Challenge: 9% in Stage 1, 6% in Stage 2
  

Drawdown Rules

• Static Drawdown: 6% of starting balance
  
• Trailing Drawdown: 9% of peak balance
  
• Daily Loss Limit: 3% of the previous end-of-day balance
  

Leverage and Instruments

• Maximum Leverage: Up to 1:50 (varies by product)
  
• Instruments: Forex, indices, commodities, cryptos, and more
  

Evaluation Structure

• Choose from 1-stage or 2-stage models
  
• Minimum trading days vary depending on mode and account size
  
• Challenges are available exclusively on the cTrader platform
  

PipFarm gives traders control over how they take the challenge, making it easier to find the setup that matches their strategy.

Fee Structure: What It Costs to Join

The fee depends on your selected account size and trading mode. Below is a summary of current pricing for the 1-stage challenge:

Classic Mode

Account Size	Fee
$5,000	$50
$10,000	$100
$20,000	$200
$50,000	$350
$100,000	$650
$200,000	$1,250
$300,000	$1,750

Endurance Mode

Account Size	Fee
$5,000	$50
$10,000	$100
$20,000	$175
$50,000	$300
$100,000	$550
$200,000	$1,050
$300,000	$1,550

Consistency Mode

Account Size	Fee
$5,000	$50
$10,000	$100
$20,000	$150
$50,000	$250
$100,000	$450
$200,000	$850
$300,000	$1,350

There are no hidden costs or surprise add-ons. The fee is a one-time payment for taking the challenge. It’s not refundable but grants access to the full evaluation and account setup.

XP Rank System and Power-Ups

PipFarm adds a fun and rewarding twist to prop trading with its XP system. As you trade, complete challenges, and scale up your account, you earn Experience Points (XP). These XP points unlock power-ups that give you real benefits—like better profit splits, higher leverage, and lower trading costs.

How the XP System Works

Every trader starts at Rank 0 with 0 XP. As you earn XP, you move up through the ranks. Each rank comes with more rewards.

Rank	XP Needed	Profit Share	Max Leverage	Commission	Daily Loss	Max Drawdown Bonus	Bonus Gift
0	0 XP	70%	01:30	$6/lot	3%	0%	None
1	10 XP	75%	01:30	$3/lot	3%	0%	$5K
2	25 XP	80%	01:30	$3/lot	3%	0.01	$10K
3	50 XP	85%	01:50	$1/lot	3%	0.01	$20K
4	100 XP	90%	01:50	$1/lot	4%	0.01	$50K
5	200 XP	95%	01:50	$1/lot	4%	0.01	$100K

Ways to Earn XP

You gain XP by completing specific actions:

• Start a challenge: +1 XP
  
• Pass identity verification: +2 XP
  
• Pass a challenge: +2 XP
  
• Receive a payout: +1 XP
  
• Scale up to level 2, 3, or 4: +1 XP each
  

You can also earn XP by completing trading quests, such as:

• 3 XP for three profitable trading days in a row
  
• 3 XP for completing 10 profitable days without breaking rules
  
• 3 XP for earning three payouts from the same account
  
• 3 XP for passing a challenge with a consistency score under 25%
  

Power-Up Rules and Notes

• XP never expires and cannot be lost, transferred, or spent
  
• Each quest can only be completed once
  
• Power-ups apply when you purchase a new account or scale to a new level
  
• Some power-ups (like double scaling and capital boost) can’t be used together
  

This system is designed to reward smart, consistent traders with real perks that make trading easier and more profitable.

Scaling Program: Unlock Bigger Capital as You Grow

PipFarm gives traders the opportunity to increase their funding over time with no additional tests. As you meet performance targets and follow program rules, your account scales automatically. There are two types of scaling systems based on your selected challenge mode:

Smart Scaling – For Endurance and Consistency Modes

Smart Scaling is designed for traders focused on steady growth and performance-based promotions. It uses cumulative profit and experience rank to determine when and how much to scale your account.

How It Works:

• Once you achieve 12% cumulative profit (including previous payouts), your account is closed, and you’re promoted to the next level.
  
• Scaling is instant—there’s no need to re-qualify or retake any test.
  
• The size of your funding increase depends on your XP rank.
  

Scaling Formula:

New Balance = Previous Balance + (Initial Balance × Scaling Increment)

XP Rank	Scaling Increment
Rank 0	10%
Rank 1	10%
Rank 2	20%
Rank 3	30%
Rank 4	40%
Rank 5	50%

Example:

• You start with a $100,000 account and reach Rank 2.
  
• After hitting 12% profit, your new account will be:
  $100,000 + ($100,000 × 20%) = $120,000
  
• If you continue scaling at Rank 3, the next jump would be 30%, and so on.
  

Maximum:

• You can scale up to 8 times, reaching a maximum funding of $1.5 million.
  

Simple Scaling – For Classic Mode

Classic Mode uses a more straightforward scaling method. You scale once you meet either of these two milestones:

• Four completed payouts from the same account
  
• OR your account equity grows by 12%
  

Scaling Formula:

Same as Smart Scaling:
New Balance = Previous Balance + (Initial Balance × Scaling Increment)
Increment is also based on your XP rank.

Example:

• Start with $50,000 at Rank 1.
  
• After reaching 12% or getting four payouts, you scale up to:
  $50,000 + ($50,000 × 10%) = $55,000
  

Notes:

• No minimum time limit between scaling levels
  
• Scaling does not impact payout eligibility
  
• You don’t lose profit when scaling—profits are paid before scaling occurs
  

Whether you prefer the performance-based Smart Scaling or the milestone-driven Simple Scaling, PipFarm provides a clear path to grow your trading capital—up to $1.5 million.

Program Rules: Stay in the Game

PipFarm’s challenges are built around rules that are simple, fair, and transparent. These rules help maintain a professional trading environment while encouraging disciplined risk management. Here are the key rules you need to follow to pass your challenge and stay funded:

Max Daily Loss

The Max Daily Loss is set at 3% of the previous day’s end-of-day balance. This limit helps prevent large, single-day losses.

• It resets daily at 22:00 GMT (21:00 GMT during US Daylight Saving).
  
• If your account equity drops below the allowed threshold during a trading day, your account is breached—even if you’re in overall profit.
  

Example:
If your balance at the end of Monday is $100,000, your equity must not fall below $97,000 on Tuesday.

Static Max Loss

The Static Max Loss sets a fixed loss limit based on your initial account balance.

• One-Stage Challenge: 6% static drawdown
  
• Two-Stage Challenge: 9% static drawdown
  

This value does not change over time. It’s calculated from the starting balance and doesn’t move.

Example:

For a $100,000 account in a one-stage challenge, the max loss allowed is $6,000. Your account is breached if your equity drops below $94,000 at any time.

Trailing Max Loss

The Trailing Max Loss tracks your highest balance (called the high watermark) and sets a drawdown limit from that point.

• One-Stage Challenge: 9% of high watermark
  
• Increases to 10% for traders ranked at XP Level 2 or higher
  

This rule is dynamic and adjusts upward with each profitable day. It resets after payouts.

Example:
If your account peaks at $105,000, the max trailing loss would be $9,450. Breaching this limit results in a failed challenge.

Challenge Time Limit

PipFarm offers generous time limits to complete your evaluation:

• One-Stage Challenge: 365 days
  
• Two-Stage Challenge: 365 days for each stage
  
• Funded Accounts: No time limit
  

You can take your time to pass the challenge without rushing, which encourages thoughtful trading instead of pressure-filled decisions.

Inactivity Rules

To keep your account active, you must execute at least one closed trade every 28 days.

• Applies to both challenge and funded accounts
  
• If you go inactive for longer than 28 days without trading, your account may be breached
  
• This rule ensures that traders stay engaged with their accounts
  

These rules are designed to create a safe, structured, and fair trading environment while offering the flexibility to perform at your own pace. Following them is essential to pass the challenge, get funded, and keep growing.

Payout System: Get Rewarded for Your Results

PipFarm’s payout system is designed for speed, automation, and transparency. Once you pass the challenge and become a funded trader, you’re eligible to receive a percentage of the simulated profits generated in your account—up to 95%, based on your XP rank.

How and When You Get Paid

• Automatic Weekly Payouts: PipFarm processes payouts every Friday at 06:00 GMT.
  
• No Request Needed: As long as your account meets the payout criteria and has no open positions, your payout will be scheduled automatically.
  
• Only One Payout Per Week: If you have multiple funded accounts, PipFarm pays out from the one with the highest profit, unless you select a different account in your dashboard.
  
• Payout Deadline: Ensure you’ve set up your payment method and account preferences before Friday to avoid delays.
  

Payout Requirements by Mode

To receive a payout, you must meet these performance thresholds:

Endurance Mode

Account Size	Minimum Profit (Pre-Split)	Profitable Days
5K–20K	1%	2 days
50K–100K	1%	3 days
200K	1%	4 days
300K	1%	5 days

Consistency Mode

Account Size	Minimum Profit (Pre-Split)	Consistency Score
5K–50K	1%	≤ 50%
100K	1%	≤ 40%
200K	1%	≤ 30%
300K	1%	≤ 20%

Classic Mode

Account Size	Minimum Profit (Pre-Split)	Trading Days
5K–20K	3%	2 days
50K–100K	3%	3 days
200K	3%	4 days
300K	3%	5 days

Profit Share by Rank

XP Rank	Profit Share
0	70%
1	75%
2	80%
3	85%
4	90%
5	95%

You move up by earning XP through trading activity, such as starting challenges, scaling, and passing evaluations.

Payout Protection: Keep Your Profits After a Breach

If you accidentally breach your funded account—due to daily loss or drawdown rules—you can still receive your payout if:

• You met the mode-specific performance and rule requirements
  
• You had enough profit at the time of breach
  
• Your XP rank and payout history are eligible
  

This policy protects your earnings and helps you continue growing with less risk of total loss.

Payout Methods and Fees

Method	Min Request	Processing Time	Fees
Rise	$50	Up to 18 hours	$25 fee (only under $500)
Skrill	$50	Up to 18 hours	No fee
USDT (TRC20)	$50	Up to 18 hours	$1 fee

Set your preferred method via your PipFarm dashboard. Missed payouts roll over to the next Friday automatically.

This payout system reinforces PipFarm’s commitment to putting traders first—through fast, fair, and flexible rewards that match your performance.

Prohibited Trading Practices: What You Can’t Do

PipFarm offers a lot of freedom in how you trade, but they also enforce strict rules to maintain the integrity of their program. Violating these can result in account suspension or permanent bans. Here’s what’s not allowed:

Banned Strategies and Activities

• High-Frequency Trading (HFT) or Latency Arbitrage Bots
  
• Signal Copying or Group Trading across multiple traders
  
• Hedging Across Accounts (e.g., opening opposite trades on separate PipFarm or external accounts)
  
• Gap Trading around news events or weekend holds that exploit price gaps larger than 0.2%
  
• Multi-Account Layering, where traders manipulate limits across several accounts
  
• Gaming the Rules, such as intentionally triggering trades to meet the consistency or trading day requirements
  

Violations are identified using behavioral patterns, system data, and trade history reviews. If flagged, your account may be paused for investigation or terminated without payout.

Manipulating Metrics

• Creating fake Profitable Days by closing trades right after midnight
  
• Faking a Consistency Score by inflating or splitting trades
  

These rules ensure fairness for all traders and protect the structure of the evaluation program.

Maximum Allocation Rules

To keep funding distributed fairly and reduce risk, PipFarm limits how much simulated capital one trader can manage—especially across multiple accounts.

Key Rules

• Max Initial Allocation: $300,000 total, across up to 3 funded accounts
  
• Scaling is Exempt: Additional funding through the scaling program does not count toward the $300K limit
  
• No Multiple Users Per Household: One trader per household unless special approval is granted
  

What Happens If You Go Over

If you exceed the allocation:

• PipFarm refunds the fee from your most recent passed challenge
  
• You keep the existing funded accounts, but cannot add more
  

Challenges Not Affected

You can purchase and take as many challenges as you like. The limit only applies to funded accounts, not evaluations.

These policies help PipFarm maintain a safe, fair, and well-managed trader network—especially as the firm continues to grow its user base and funding footprint.

Competitor Comparison: How PipFarm Stacks Up

When choosing a prop firm, it’s important to compare key features. Here’s how PipFarm performs against two major players in the industry—FTMO and Funding Pips.

Feature	PipFarm	FTMO	Funding Pips
Evaluation Type	1 or 2 Stages	2 Stages	1, 2, or 3 Stages
Evaluation Duration	Unlimited (within 1 year)	No Time Limit	No Time Limit
Max Profit Share	Up to 95%	Up to 90%	Up to 80%
Max Initial Funding	$300,000	$200,000	$100,000
Scaling Cap	Up to $1.5 million	Up to $400,000	Variable
Max Drawdown	6% Static / 9% Trailing	10%	6%
Challenge Fee	$50 to $1,750	$155 to $1,080	$55 to $650
Platform	cTrader	MetaTrader 4/5	MetaTrader 4/5
Unique Features	XP Rank System, Power-Ups, Modes	High-quality backend	Lower max account sizes

What makes PipFarm stand out?

• Higher potential funding
  
• Flexible challenge modes
  
• Competitive fees and commissions
  
• Unique XP-based reward system
  
• Seamless scaling without retests
  

About the Company: Who Is Behind PipFarm?

PipFarm positions itself as a modern, data-driven funded trader platform, not a traditional broker or financial institution. The firm offers remote traders the chance to earn real money by proving their trading abilities on simulated accounts. After passing an evaluation challenge, traders are rewarded with a performance-based profit share from virtual trading results. While the structure resembles proprietary trading, PipFarm operates as a performance-based contractor model.

This firm emphasizes growth and transparency. Unlike brokers, PipFarm does not execute trades or hold client funds. Its focus is on gathering crowd-sourced trading data to enhance its own sentiment-based strategies, making it part of a growing trend in decentralized, insight-driven trading models.

Leadership with Experience

At the helm is James Glyde, a well-respected name in the online trading industry. Glyde brings over a decade of experience from firms such as TopFX, Scandinavian Markets, and Nordic Funder. His background in cTrader product development and industry governance adds credibility to PipFarm’s operations. The leadership’s focus on integrity, trader support, and program efficiency helps distinguish PipFarm from less established or marketing-heavy competitors.

Legal and Regulatory Status

PipFarm is not a licensed financial institution, nor is it regulated under the Singapore Securities and Futures Act. However, it operates in compliance with general consumer protections like Singapore’s Consumer Protection (Fair Trading) Act. While this means traders should perform their own due diligence, PipFarm’s transparency and business model are consistent with other global proprietary trading firms.

Reputation and Reviews: What Are Traders Saying?

PipFarm currently holds an Excellent Trustpilot score of 4.6 out of 5, based on over 200 reviews. Traders praise the firm’s flexible rules, quick payouts, and supportive team.

“Amazing experience… I’ve never seen trading terms and conditions like these. No news trading restrictions, and you even get rewards after breaching!”
— Asif, Pakistan, May 2025

“PipFarm is underrated… Their support is top notch and payouts are so consistent that I was able to reduce my 9-to-5 job to part-time.”
— Nahom, Canada, May 2025

“Best trading conditions, tight spreads, fast execution. Their scaling plan is perfect for long-term growth.”
— Castro Fidel, Kenya, May 2025

The consistent theme across reviews is trustworthiness, transparency, and trader-centric features—a rare combination in the prop firm space.

Why Choose PipFarm?

PipFarm stands out in an increasingly crowded prop trading market by offering a well-structured, trader-first experience that balances flexibility, innovation, and long-term growth potential.

Here’s why traders—from beginners to professionals—are turning to PipFarm:

Flexibility and Freedom

With three trading modes (Classic, Endurance, and Consistency), traders can choose a challenge style that fits their strategy and risk appetite. There are no restrictions on news trading, copy trading, or automated systems, which is rare in the industry.

Transparent and Fair Rules

Traders appreciate PipFarm’s clear rules: no hidden restrictions, no unexpected disqualifications, and a fair approach to risk management. The choice between static and trailing drawdown gives you more control over your trading style.

High Profit Potential

PipFarm offers up to 95% profit share, which is among the highest in the industry. Plus, the XP system rewards consistency and growth with better conditions as you level up.

Scalable Accounts

With the ability to scale your account by 50% every 30 days, reaching $1.5 million in funding becomes a realistic goal for disciplined traders. There’s no need for extra challenges—just consistent performance.

Fast and Reliable Payouts

Payouts start just 3 days after passing the evaluation, and they’re processed quickly. The automated payout system ensures efficiency, while the XP system unlocks faster payout frequencies as you rank up.

Trusted Leadership

Led by seasoned executive James Glyde, PipFarm is built with the kind of industry knowledge that prioritizes sustainability, trader trust, and operational excellence.

Conclusion: A Prop Firm Built for Traders

PipFarm has evolved into one of the most promising funded trader programs in 2025. With its smart structure, generous rewards, and trader-focused tools, it offers a competitive edge for anyone looking to grow in the world of proprietary trading.

Whether you’re aiming for your first funded account or looking to scale up to institutional-size capital, PipFarm provides a platform that supports your journey. From their flexible evaluation models and XP-based incentives to their fast payouts and strong community reputation, PipFarm continues to earn its place among the top prop firms in the industry.

If you’re ready to take your trading seriously, PipFarm might be the smartest move you make this year.

What We Think About PipFarm

PipFarm has positioned itself as one of the most innovative and structured players in the prop trading space for 2025. With a clear focus on trader performance, flexibility, and scalability, the firm offers a compelling platform that caters to both emerging and experienced traders.

Unlike many prop firms, PipFarm provides multiple evaluation formats—1-stage or 2-stage—alongside three unique trading modes (Classic, Endurance, and Consistency), giving traders the ability to choose the path that best suits their strategy. The rules are transparent and well-defined, and the 365-day time limit per stage offers a comfortable buffer that reduces pressure and supports patient, strategic trading.

One of PipFarm’s strongest features is its dual scaling system. Through Smart or Simple Scaling—depending on the mode—traders can grow their funding up to $1.5 million. Scaling increments are tied to the trader’s XP rank, making growth performance-based and merit-driven. There are no retests required during scaling, and profits are paid out before capital increases.

The platform also delivers one of the most sophisticated payout systems in the industry, with automatic Friday payouts, multiple payment methods (including Rise, Skrill, and USDT), and a Payout Protection Policy that lets traders keep profits even after breaching an account—if they meet key performance criteria.

PipFarm’s XP and rank-based reward system adds a gamified but serious layer of incentive. Traders can increase their profit share from 70% to 95%, reduce trading commissions, access higher leverage, and receive loyalty-based bonuses like funded account gifts. This system not only motivates continuous improvement but also offers tangible benefits for consistent trading.

While the 12% profit target and strict 3% daily loss limit can be challenging, they’re clearly defined and consistent across all programs. The firm enforces strong anti-manipulation policies, ensuring fairness and professionalism in its trader network. Moreover, its rules on maximum allocation and prohibited practices reflect a well-regulated and mature operational model.

Overall, PipFarm stands out as a trader-centric platform that balances reward, responsibility, and long-term growth. Backed by experienced leadership and a strong industry reputation, PipFarm is an excellent choice for traders who want not only to get funded—but to build a career in proprietary trading.

Join PipFarm Today with an Exclusive Discount Code

We’re excited to offer you an exclusive opportunity to join PipFarm and elevate your trading career with a special discount. Use the code SPF10 to get 10% off your evaluation fee and start your journey towards becoming a successful funded trader.